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How do I set my child's spending limit on the PlayStation Store?

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Step by step we set up the monthly purchase limit for a child's PlayStation account and explain where the money is debited from.

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Family Settings

Published August 2, 2026

8 min read

Smart Utya

Smart Utya

Family editor

Game console with family profiles, wallet and monthly spending limit slider

Family

A child's PlayStation account does not have a separate wallet: purchases are paid from the family organizer's wallet. Therefore, it is better to set the spending limit before the first top-up.

Default

child account monthly limit is zero

Question

How can I limit my child's purchases on the PlayStation Store and control the family wallet?

Short answer

The family organizer or designated guardian can set a child's monthly limit through Family Management on the website or in PS5 settings. The child’s purchases are debited from the organizer’s wallet and cannot exceed the established limit.

Key points

Funds are debited from the family organizer’s wallet.

The standard monthly limit for a child's account is 0.

The limit is changed by the family organizer or guardian.

Age restrictions and spending limits are configured separately.

Contents

1. Configuration via browser

2. Setup on PS5

3. Limit is not the only protection

01

Configuration via browser

Log into Account Management under the organizer's account, open Family Management, select the child's account and click Edit next to the monthly spending limit.

Select the amount and save changes. The child will be able to pay for purchases only within the limits of the available money in the family wallet and the specified limit.

02

Setup on PS5

Open Settings, then Family and Parental Controls and Family Management. Select the child, go to Parental Controls and change the Monthly Spending Limit.

  • Check that the correct child profile is selected.

  • Set a clear monthly amount.

  • Discuss what purchases are acceptable.

03

Limit is not the only protection

Separately configure game age level, communication, user-generated content, and game time. These settings are account-specific and apply to supported PlayStation devices.

Do not tell your child the family organizer password and enable additional login protection for the adult account.

The zero limit blocks the child's independent purchases, but does not replace checking other parental settings.

Checklist

The child has been added to the correct family group.

The monthly limit is set by the organizer or guardian.

The organizer's wallet balance has been verified.

Age and communication restrictions are configured separately.

The adult account is protected by a secure login.

Next step

Top up your PlayStation family wallet

Set up your child's monthly limit and select a family manager region gift card.

PlayStation Store Card: top up PSN and PS Plus | Unlimit

What to read next

PS Plus, Wallet and Vouchers

PlayStation Region and Refunds

Sources

PlayStation Support: parental controls and spending limits

Frequently asked questions

Where are the child's purchases paid for?

From the family organizer’s wallet, but only within the monthly limit of the child’s account.

What is the default limit?

According to PlayStation, the default monthly limit is zero.

Can a guardian change the limit?

Yes, the family organizer can designate an adult member as a guardian with the right to change the child's settings.

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